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QovaPay
PROTOTYPE LIVE⚡ UPI-Style Zero-Gas Crypto

Crypto Payments as Fast as UPI — With $0 Gas Fees

Send USDT, USDC, BTC, ETH and SOL without blockchain wait times or on-chain gas fees. Direct to any @Qova handle or QR code in milliseconds via off-chain MPC Wallet Delegation.

0 Gas Fees <100ms Finality 100% Non-Custodial 3PC-MPCRFC-04 Spec Enterprise SaaS Non-Custodial

0 Gas Fees • <100ms Speed • 100% Non-Custodial MPC • No seed phrases needed

9:41
QovaPay
$14.32
+$0.00282795+0.02%
Qova
$0.00
Transaction History
↓

Rahi Patel

Today, 12:34 AM

+ $14.32

Received

↑

KETAV AUTO SERVIC

4 Nov

- $2,000.00

Sent

Supports Major Chains, Stablecoins & External Wallets

USDT (Tether)
USDT (Tether)
USDC (Circle)
USDC (Circle)
Bitcoin (BTC)
Bitcoin (BTC)
Ethereum (ETH)
Ethereum (ETH)
Solana (SOL)
Solana (SOL)
Polygon
Polygon
BNB Chain
BNB Chain
MetaMask
MetaMask
Trust Wallet
Trust Wallet
Architecture Spotlight

The Technology Behind $0 Gas.

How QovaNet achieves sub-100 millisecond crypto settlement without touching on-chain gas fee markets.

Core Protocol Magic

Don’t move tokens. Transfer the wallet.

Traditional blockchains submit expensive on-chain contract transactions for every payment. QovaNet keeps pre-funded tokens locked inside micro-wallets and instantly rotates the off-chain 3PC-MPC key shares.

Proof-of-Authority Delegation • Gas: $0.00
Key Share Rotation Settled: 74ms
WID

Wallet ID #9302 (100 USDT Note)

alice@qova → bob@qova

KEY-ROTATED
Gas Paid:
$0.00
Proof:
3-of-3 MPC Signed
Auto-Change Maker Demonstration
Tendered NoteWID-100

$100.00 Qova-USDT Note

↓ Instant Liquidity Pool Split ↓

Merchant Payment

$80.00 USDT

Direct to @cafe_coffee

Your Change Note

$20.00 USDT

Back in your wallet

Denominated Notes

Digital currency notes & auto-change maker.

Just like paying $80 cash with a $100 note at a corner store, QovaPay tenders your nearest note denomination and returns exact change in secondary notes from the QovaX liquidity pool in one atomic step.

Pre-minted $1, $5, $10, $50, $100 notes
Chillar Engine

QovaCoin micro-ledger for <$1 payments.

Buying a $10 chai or tipping $0.10? On Ethereum, gas would cost $4. QovaNet routes fractional payments through an ultra-fast off-chain Chillar ledger, auto-consolidating into cryptographic WID notes once you reach $2.

  • Zero dust loss or stranded pennies
  • Auto-consolidation to L1/L2 on demand
Live Micro-Ledger StreamConsolidation: $1.85 / $2.00
Chai (Mumbai)$0.12
Paywalled Article$0.25
API Inference$0.04
Fee: $0.000 Instant Ack
Bluetooth BLE Channel
Zero Internet
// Signed Cryptographic Envelope
Payload: WID_Transfer { val: 50.00 }
Signature: User_Passkey_OK
Vault Mailbox: Sync queued
Recipient offline? Transaction stays safe inside the Store-and-Forward Vault Mailbox until their phone reconnects.
Offline Mesh Pay

Pay offline via Bluetooth & Vault Mailbox.

No cellular signal in underground subways or remote markets? Exchange cryptographically signed key-delegations device-to-device via Bluetooth Low Energy (BLE), auto-settling when either device regains internet access.

Double-spend prevention via local epoch counters
Zero-Friction Social Claims

Send crypto on WhatsApp via Magic Links.

Send crypto to friends who don't even own a wallet yet. Drop a Qova Magic Link in WhatsApp, iMessage, or Telegram. The recipient taps the link, authenticates with Google or Apple ID, and their 3PC-MPC wallet generates on the spot.

⚡ 100% Non-Custodial • 1-Click Passkey Claim
WhatsApp Message Preview

"Hey! Splitting dinner last night. Here is $25.00 USDT:"

claim.qova.pay/n/8x$25 USDT

Tap link to claim with Google/FaceID

Flexible Integration

5 Ways to Use QovaPay.

Social Magic LinksInstant Redirection

Drop redeemable cash links on WhatsApp or Telegram

Generate a cryptographically locked payment link. Anyone who opens the link can authenticate with Google or FaceID to claim the funds into their newly minted 3PC-MPC wallet in 3 seconds.

Protocol: WebAuthn Social Claim EnvelopeGas: $0.00
Institutional Grade Cryptography

Tri-Split 3PC-MPC Security & Multi-Asset Denominated Notes.

Neither QovaNet nor any single party can ever seize your funds. 3 independent key shares ensure zero custodial risk.

Cryptographic Assurance

True 3-of-3 Multi-Party Computation.

Every digital currency note is locked inside a multi-party computation vault. A transfer requires simultaneous consensus across 3 isolated enclaves:

1
WP_User (Local Device Enclave)Stored strictly on user device Secure Enclave via FIDO2 / WebAuthn biometric passkeys. Never leaves client hardware.
2
WPA_Dynamic (Azure Confidential VM Validator)Executed within Azure Confidential Computing VMs (Intel SGX & AMD SEV-SNP enclaves) with attestation-verified cryptographic isolation and zero plain-text key exposure.
3
SK_Static (Azure Key Vault Managed HSM)FIPS 140-3 Level 3 Dedicated Hardware Security Modules (Azure Key Vault Managed HSM) with tamper-resistant off-chain threshold quorum and recovery authorization.

Multi-Asset Vault

Pre-Minted Zero-Gas Notes

Instant Rotation
USDT Note$10.000 Gas • WID-10
USDT Note$50.000 Gas • WID-50
USDT Note$100.000 Gas • WID-100
USDC Note$20.000 Gas • WID-20
USDC Note$50.000 Gas • WID-50
USDC Note$200.000 Gas • WID-200
BTC Note0.001 BTC0 Gas • WID-BTC
ETH Note0.05 ETH0 Gas • WID-ETH
SOL Note1.00 SOL0 Gas • WID-SOL
Vault Verification: 100% Cryptographic
Built for Adoption

Ready for Real-World Commerce.

From international freelancers avoiding wire transfer cuts to physical retail stores.

Web3 Freelancers & Remittance

Send borderless USDT/USDC in milliseconds. Skip Western Union or SWIFT's 5-8% currency conversion and multi-day clearing delays.

Save 100% on gas fees

Merchants & Crypto Soundbox

Equip physical storefronts with instant audio confirmation speakers. 0% interchange fee compared to 3% credit card swipe interchange.

Instant audio chime verification

Zero-Knowledge Cloud Backup

Lose your phone? Never worry about 12-word seed phrases. Encrypted 3PC key-shares sync safely to Apple iCloud or Google Drive with passkey recovery.

100% Non-custodial recovery

Experience Zero-Gas Crypto Payments Today.

No gas meters, no wait times, no seed phrase stress. Send your first dollar across the room or across the planet in 85ms.